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Alex Chediak

Helping young adults thrive at college and beyond

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McCain’s Health Care Policy

October 6, 2008 by Alex Chediak

Michael Cannon provides a helpful corrective on the caricature conveyed by Senator Biden at the VP debate last week. Excerpt:

He [Biden] suggested the $5,000 family tax credit is paltry compared to the $12,000 average premium for a family plan, as if the two numbers were comparable, and complained that the $5,000 “will go straight to the insurance company,” calling that “the ultimate Bridge to Nowhere.”
Yes, the tax credit would go to the insurance company of your choice, where it would reduce the cost of your coverage by $5,000 – which, we apparently must repeat, is larger than the tax break most people get today. The Post awarded Biden another two “Pinocchios” for Thursday night’s misrepresentations.
But the most important part of McCain’s tax credit is something that Biden still doesn’t get: McCain would replace the current tax break with not one tax cut, but two.
The average “employer contribution” to that $12,000 family plan is about $9,000. In a recent survey, 91% of health economists agreed employers take their “contribution” out of your wages. If employers weren’t providing health benefits, the labor market would force them to add that money to your cash compensation. In other words, the current tax break for job-based coverage lets employers control several thousand dollars of your earning.

Read the whole thing.

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Beating the College Debt Trap book cover224 pages. Please allow 7-10 days for delivery.
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Also by Alex

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With One Voice

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Praise for With One Voice

This relatively short book packs a powerful bang for the buck, providing much biblical and practical advice for young men and women seeking to glorify God in relationships.

Alex and Brett Harris
Best-selling authors of Do Hard Things

Alex and Marni Chediak offer sound biblical advice and a clear Christian framework for working through the maze of confusions surrounding modern marriage.

R. Albert Mohler, Jr., President
The Southern Baptist Theological Seminary

Publishers have been cranking out books with all sorts of directions to help Christians navigate the treacherous waters between the buoys of singleness and marriage, and I know of none that is more clear, concise and helpful than With One Voice.

J. Ligon Duncan, III Ph.D.
Senior Minister, First Presbyterian Church

With One Voice is clearly written and God-centered. Our eighteen year-old daughter just read it and restrained herself from underlining nearly the whole thing!

Dr. Bruce A. Ware
Professor of Christian Theology
The Southern Baptist Theological Seminary

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