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Alex Chediak

Helping young adults thrive at college and beyond

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Should We Become a Cashless Society?

March 27, 2014 by Alex Chediak

800px-Credit-cards.jpgConfession: I hate carrying and spending cash. Always have. I like the convenience of putting everything on one credit card, being able to have an instant record of my spending, and (of course) earning 1 percent cash back. I’m not prone to impulse purchases, and I’ve always paid my bill in full and on time. But Derek Thomas has a provocative article in The Atlantic on the downsides of our becoming a cashless society.

Thomas writes: “In the 1970s, fewer than 20 percent of the adult population owned a credit card. Today, between 70 and 80 percent of the adult population does.” So what? Thomas goes on to argue:

1. Credit Cards Are Making You Irresponsible

2. Credit Cards Are Making You Forgetful

3. Credit Cards Are Making You Fat

4. Credit Cards Exacerbate Income Inequality

Check it out. (HT: Rachel Cruze)

On a related note, I point out in Preparing Your Teens for College that credit card usage is down among college students. Only one in three students had one in 2012. But of those who did, two in three were carrying a balance rather than paying their monthly bill in full.

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Filed Under: Thriving at College, Culture, Personal

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Thriving at College book cover368 pages. Please allow 7-10 days for delivery.
Sales tax will be added for California purchases, as required by law. For orders to Canada, please contact us. (See also CASE DISCOUNTS below.) No PayPal account required to place order. (Debit or Credit card will work.)

$10.99


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Beating the College Debt Trap book cover224 pages. Please allow 7-10 days for delivery.
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$5.99


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Preparing Your Teens for College book cover 448 pages. Please allow 7-10 days for delivery. Sales tax will be added for California purchases, as required by law. For orders to Canada, please contact us. (See also CASE DISCOUNTS below.) No PayPal account required to place order. (Debit or Credit card will work.)

$7.99


CASE DISCOUNT PRICING!

Thriving at College book cover1 CASE = 28 COPIES
Please allow 7-10 days for delivery.
Sales tax will be added for California purchases, as required by law. No PayPal account required to place order. (Debit or Credit card will work.) For orders to Canada, please contact us.

$223.99


CASE DISCOUNT PRICING!

Beating the College Debt Trap book cover1 CASE = 44 COPIES
Please allow 7-10 days for delivery.
Sales tax will be added for California purchases, as required by law. No PayPal account required to place order. (Debit or Credit card will work.) For orders to Canada, please contact us.

$229.99


Order Thriving at College!

Amazon Book Bomb for Thriving at College"There is no better guide to college."
--Alex and Brett Harris

"Insightful and useful."
--Randy Alcorn

"Written by an ‘insider’—an excellent gift for high school seniors."--Jerry Bridges

 

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Amazon Book Bomb for Thriving at College

"A sharp tool." Tedd Tripp

"Outstanding book on preparing teens for adulthood." Jerry Bridges

"Highly recommended.” Josh McDowell

 

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Also by Alex

With One Voice book cover

With One Voice

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Praise for With One Voice

This relatively short book packs a powerful bang for the buck, providing much biblical and practical advice for young men and women seeking to glorify God in relationships.

Alex and Brett Harris
Best-selling authors of Do Hard Things

Alex and Marni Chediak offer sound biblical advice and a clear Christian framework for working through the maze of confusions surrounding modern marriage.

R. Albert Mohler, Jr., President
The Southern Baptist Theological Seminary

Publishers have been cranking out books with all sorts of directions to help Christians navigate the treacherous waters between the buoys of singleness and marriage, and I know of none that is more clear, concise and helpful than With One Voice.

J. Ligon Duncan, III Ph.D.
Senior Minister, First Presbyterian Church

With One Voice is clearly written and God-centered. Our eighteen year-old daughter just read it and restrained herself from underlining nearly the whole thing!

Dr. Bruce A. Ware
Professor of Christian Theology
The Southern Baptist Theological Seminary

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